Published at Sunday, July 29th, 2018 - 12:56:00 PM. . By Dayana Champagne.
Once the "True Cost of Insurance" is determined, the insurance companies must then take into consideration their individual risk appetite for a particular risk, market conditions, and competition. If the insurance company determines that a particular risk, or risk class, could be profitable over a period of time, then they adjust their pricing according to the competition that exists for that type of risk. Effectively taking the "True Cost of Insurance" and reducing that price so that they will be competitive within that market.
These days the term cottage frequently refers to a summer home or vacation home. This type of cottage is used as a weekend or summer getaway and is sometimes rented out to tourists as a means of additional income. These cottages might be near a beach at the ocean or on a lake.
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