Published at Sunday, July 29th, 2018 - 12:35:06 PM. . By Dayana Champagne.
Considering that if you were to get pricing from 10 different insurance companies, the pricing from all the insurance companies would all be considerably higher than that of the Beach Plan, would it be wise to assume that all the insurance carriers were wrong? Or would a better deduction be that the Beach Plan was wrong? Whatever you personally think, the insurance companies are in the business of pricing risks. It would be safe to assume that a company that is in the business of pricing risk is better suited to price risks better than a government agency.
With companies increasing underwriting guidelines, increasing premiums, reducing exposure, andor withdrawing from North Carolina; North Carolina Insurance consumers are now faced with an AVAILABILITY issue versus a PRICING issue. That's right, there is a chance that you will not be able to get insurance from a standard carrier! If you are lucky enough to qualify for a standard homeowner's insurance plan, you will pay substantially more now than you would have 6 months to 1 year ago.
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