Published at Sunday, July 29th, 2018 - 12:38:02 PM. . By Dayana Champagne.
Some beach house plans accomplish this through materials. Certain materials are strong enough to withstand the onslaught of even a hurricane and these are used according to beach house plans. Other beach house plans do this through design. Basically, these beach house plans design the building so that it is aerodynamic. This makes the wind pass by it with very little resistance and thus, practically no damage.
I challenge you to go to any "standard" insurance company and have them "price" any individual risk within the 18 coastal counties, then compare that premium to what the Beach Plan charges for the same risk. You will see the Beach Plan is typically 100%-200% cheaper than a standard insurance company. As a consumer who owns coastal property, that works out well for you right now. However, if you step back and look at that price difference, you have to believe there is something wrong with the pricing (either on the insurance company's part or on the Beach Plan's part).
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